Apply for a short term loan. You can borrow from £50 to £1000 for up to 30 days.

  • Getting a short term loan is simple

    • Fill in the small online form.

    • Instant approval process. This is often takes a minute.

    • If your short term loan is approved cash could be paid into your bank within the hour.

    Apply for an short term loan
  • Apply Online 24/7

    • No faxes, phone calls or fuss, just fill in a small form online.

    • It's very quick to fill in, just a minute or two.

    short term loans online
  • Instant Approval Process

    • Approval of your short term loan is fast, often instant.

    • Once your loan is approved you will receive an email confirmation.

    • Just sign the electronic agreement to accept.

    short term loans
  • Get Your Cash Fast

    Once your short term loan is approved you could have the money paid into your bank account within the hour.

    instant cash with short term loans

Representative APR 1737% (variable). If you were to borrow £300 for 30 days the average total amount repayable would be £375.

Short Term Loans

Borrow up to £1000 with a payday loan

If you have a cash emergency a short term loan could help you in your time of need until your payday. If you can afford to make the repayment short term loans are a quick, stress free way of securing cash at very short notice.

It could be that your car has broken down or failed its MOT, or it could be that you have to pay for an emergency dental appointment or another unexpected bill. For whatever reason you need the money, you can apply for a short term loan and if accepted, get the cash paid into your bank account with an hour, sometimes even faster!

Apply for a short term loan 24/7

You can apply for a short term loan 24 hours a day, 7 days a week. There are no awkward questions during your loan application, and we don’t need to know why you need the money. We do care that you can pay the money back. Please do not get a short term payday loan if you can’t afford to make the repayment.

When should I get a short term loan?

It’s up to you when and what you get a short term loan for. We cannot stress enough that short term loans are only to help you out of temporary financial shortages. Payday loans are not a debt solution. If you find that you are short of money on a regular basis you should seek independent financial/debt advice.  Find out more on our page about short term loans and bad credit.

Responsible Lending (and Borrowing)

At Shorttermloans1hr.co.uk we fully support responsible lending. All of the short term lenders on our panel are fully licenced and bound by UK law, and the terms imposed on them.

We also strongly fully encourage and support responsible borrowing. While a short term loan can be used for anything, we strongly encourage you to only apply for one as a solution to an emergency cash shortage. If the blip in your finances is anything more than just a small glitch we strongly encourage you to seek independent financial advice. There are lots of agencies in the UK that offer this for free, in a confidential and unbiased manner.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

How much do Short term loans cost?

On average it costs £25 per every £100 borrowed, which is a representative APR of 1737%.

APR is variable, please make sure that you are happy with the loan offered to you before accepting. You are not committed to accept a loan

How Much Can I Borrow?

With a short term payday loan you can borrow between £50 and £1000 for up to 30 days. Please note that not all of the lenders on our panel offer loans up to that amount.

Can I apply for a short term loan?

To apply for a short term loan until your payday you must meet certain conditions.

  • You must be over 18 years of age.
  • You must be a UK resident and eligible to work.
  • You must be employed and receive a regular take home salary of £750 per month or more.
  • You must have a UK bank account that accepts direct debits.
  • You must have your wages paid directly into your bank account.

How do payday loans work

Once you fill in the online loan application we pass your details using a secure server to a panel of high quality short term lenders to see who, if anyone can offer you the best deal short term loan.

An offer of a loan is not guaranteed or implied. It is very important that you do not commit to borrowing money if you cannot afford to make the repayment on time.

Is my loan guaranteed to get approved?

While payday loans are often more accessible there is no guarantee of a successful loan application and at no time will we try to imply this.